Before applying for a loan, you should find out what the qualifications are for the loan and what documentation a loan lender will require. Some lenders require that you apply in person while others can accept an application online. Once you have found a lender you feel comfortable with, it's time to review the terms and conditions and submit the...

The best way to choose a personal loan is to compare interest rates and monthly payments before signing any paperwork. Although the interest rates on personal loans vary, they typically are based on a fixed index rate such as the prime rate, which is the rate at which banks lend to one another. You may also opt for a variable...

When you need a personal loan, there are several options available to you. First, you must fill out a loan application. Lenders will review the application and approve or deny the borrower based on their credit score, income and debt, and other relevant information. Once approved, you will be given the terms and conditions of the loan, which you...